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Café Pedro 9: Nein, nein, nein!
jseadog1
rogvi97 wrote:
jseadog1 wrote:
I have to get $15,000 in loans each year so I can go to college... After 4 years, imagine how much I am going to have to pay back :lol:


I get all for free, how about that? Because I live in a country that doesn't include 99% of paid taxes is given to the military (U.S.), but that taxes go for free health sytem and free school system


So are you happy or upset about it? :lol:



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aidanvn13
jseadog1 wrote:
rogvi97 wrote:
jseadog1 wrote:
I have to get $15,000 in loans each year so I can go to college... After 4 years, imagine how much I am going to have to pay back :lol:


I get all for free, how about that? Because I live in a country that doesn't include 99% of paid taxes is given to the military (U.S.), but that taxes go for free health sytem and free school system


So are you happy or upset about it? :lol:


You need to seriously figure out how you'll repay that. I saw a very disturbing program on RT about US student loan debts. You may want to check it out:
https://rt.com/usa/record-high-us-stud...-debt-775/
https://rt.com/usa/student-loan-debts-...llion-957/


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Paul23
valverde321 wrote:
Paul23 wrote:
Has everyone here to pay for studying?

The university costs me around 200€ a year, and every month, i get around 650 € from the government...

Grin


Where are you, can someone survive only knowing english there, hypothetically would a Canadian also get paid to go to school there, and how rough of a neighborhood/city is it?


The neighborhood is quite nice. But you have to know a bit german. We have lots of chinese, Indian, russian, brasilian people studying here.


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Luis Leon Sanchez
Where I live, government gives you no money but student loans which you can take out to pay for University have very little interest and peopke pay them back once they are out of Uni and have a job. But when I get out of school I'm going to be trying to get a Full or Partial scholarship Grin


 
fjhoekie
My school costs 1900 euros a year, and the government pays every single student €100 a month, and if your parents don't earn a lot you can get an extra€250 a month. I get €190, just enough to cover my expenses...

However books are expensive as well, over the last 2 years I had to buy books worth €1600...

If you fail to complete your study the money given to you will have to be given back on low interest, and the money given to you from your 5th year (4 year long study) will automatically be a low interest loan...

Next year things'll change... New students won't get any free money anymore... Consider me lucky...


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jseadog1
aidanvn13 wrote:
jseadog1 wrote:
rogvi97 wrote:
jseadog1 wrote:
I have to get $15,000 in loans each year so I can go to college... After 4 years, imagine how much I am going to have to pay back :lol:


I get all for free, how about that? Because I live in a country that doesn't include 99% of paid taxes is given to the military (U.S.), but that taxes go for free health sytem and free school system


So are you happy or upset about it? :lol:


You need to seriously figure out how you'll repay that. I saw a very disturbing program on RT about US student loan debts. You may want to check it out:
https://rt.com/usa/record-high-us-stud...-debt-775/
https://rt.com/usa/student-loan-debts-...llion-957/


Hopefully I get a high enough paying job where I can afford $900 monthly payments.



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TheManxMissile
That's a great thing about the new system in the UK. Until you are earning a certain amount (i think it's around the £20'000 mark) you pay back exactly 0! So if you graduate, or don't graduate, you do not pay anything back until you have a real job. Even then after 30 years the debt is wiped away regardless of how much you've paied or still owe.
The downsides being the slightly higher interest rates and the fact the government can change the rules whenever they like... But it's education for all without crippling anyone


i.imgur.com/UmX5YX1.jpgi.imgur.com/iRneKpI.jpgi.imgur.com/fljmGSP.jpgi.imgur.com/qV5ItIc.jpgimgur.com/dr2BAI6.jpgimgur.com/KlJUqDx.jpg[/img[img]]https://imgur.com/yUygrQ.jpgi.imgur.com/C1rG9BW.jpgi.imgur.com/sEDS7gr.jpg
 
jseadog1
There are certain programs here that you can qualify for to hold payments even longer, but I am pretty sure the interest will continue to build up though Rolling Eyes



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Bosskardo
fjhoekie wrote:
My school costs 1900 euros a year, and the government pays every single student €100 a month, and if your parents don't earn a lot you can get an extra€250 a month. I get €190, just enough to cover my expenses...

However books are expensive as well, over the last 2 years I had to buy books worth €1600...

If you fail to complete your study the money given to you will have to be given back on low interest, and the money given to you from your 5th year (4 year long study) will automatically be a low interest loan...

Next year things'll change... New students won't get any free money anymore... Consider me lucky...

Doesnt your school have a library? We had books for nearly everyone (maybe 10-30% were left without but I was always fast and got what I needed). I think I only needed to spend about 50€/year on books.


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fjhoekie
Bosskardo wrote:
fjhoekie wrote:
My school costs 1900 euros a year, and the government pays every single student €100 a month, and if your parents don't earn a lot you can get an extra€250 a month. I get €190, just enough to cover my expenses...

However books are expensive as well, over the last 2 years I had to buy books worth €1600...

If you fail to complete your study the money given to you will have to be given back on low interest, and the money given to you from your 5th year (4 year long study) will automatically be a low interest loan...

Next year things'll change... New students won't get any free money anymore... Consider me lucky...

Doesnt your school have a library? We had books for nearly everyone (maybe 10-30% were left without but I was always fast and got what I needed). I think I only needed to spend about 50€/year on books.


Ehm... Nope...

You might be lucky enough to loan a book, but you have to return it before the school closes for the day...

We're just given a list and they say: Good luck buying them, and secondhand books may not be good enough... Rolling Eyes


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Selwink
In Groningen we do have a library, but since there aren't nearly enough books for 240 students we have to buy them. Still, I'm quite lucky with ~€500 per year book costs.


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baseballlover312
TheManxMissile wrote:
That's a great thing about the new system in the UK. Until you are earning a certain amount (i think it's around the £20'000 mark) you pay back exactly 0! So if you graduate, or don't graduate, you do not pay anything back until you have a real job. Even then after 30 years the debt is wiped away regardless of how much you've paied or still owe.
The downsides being the slightly higher interest rates and the fact the government can change the rules whenever they like... But it's education for all without crippling anyone


I'm confused. So you could just not pay it at all and after 30 years you would get away Scott free?


RIP Exxon Duke, David Veilleux, Double Feature, and Monster Energy
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Alakagom
baseballlover312 wrote:
TheManxMissile wrote:
That's a great thing about the new system in the UK. Until you are earning a certain amount (i think it's around the £20'000 mark) you pay back exactly 0! So if you graduate, or don't graduate, you do not pay anything back until you have a real job. Even then after 30 years the debt is wiped away regardless of how much you've paied or still owe.
The downsides being the slightly higher interest rates and the fact the government can change the rules whenever they like... But it's education for all without crippling anyone


I'm confused. So you could just not pay it at all and after 30 years you would get away Scott free?


If you never find a job that pays above 21k throughout your 30 years, you don't have to pay anything back from the uni fees.

But come to think of it, if you go to a British uni if you'd don't get a job over 21k then you are doing quite badly, no offence to anyone Pfft


Edited by Alakagom on 23-09-2014 20:22
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NTTHRASH
So my internet has returned. A grand download speed of...
*drum roll*

Spoiler
101KB/s


Sad


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Paul23

So my internet has returned a few weeks ago. A grand download speed of...
*drum roll*

Spoiler
93MB/s(yes, thats actually MegaBYTE)


Smile


Edited by Paul23 on 23-09-2014 23:33
i.imgur.com/aJSlUNt.png
 
547984
What happened to the School thread, guys? Pfft

@NTT: That's what you get for living in Amish Pennsylvania, you're lucky you have internet Pfft


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cactus-jack
I thought amish internet consisted of carrier pigeons and shouting?

Everything is going great; all my unanswered questions about my thesis are now a thing of the past, I had a great last race of the season (see runners thread), FIFA is about to be released and on a crowded bus I copped a feel.



There's a fine line between "psychotherapist" and "psycho the rapist"

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TheManxMissile
cactus-jack wrote:
I thought amish internet consisted of carrier pigeons and shouting?


No no, the pigeons is how us Admins communicate, we've covered this before.


i.imgur.com/UmX5YX1.jpgi.imgur.com/iRneKpI.jpgi.imgur.com/fljmGSP.jpgi.imgur.com/qV5ItIc.jpgimgur.com/dr2BAI6.jpgimgur.com/KlJUqDx.jpg[/img[img]]https://imgur.com/yUygrQ.jpgi.imgur.com/C1rG9BW.jpgi.imgur.com/sEDS7gr.jpg
 
cactus-jack
TheManxMissile wrote:
cactus-jack wrote:
I thought amish internet consisted of carrier pigeons and shouting?


No no, the pigeons is how us Admins communicate, we've covered this before.


No one told me, I guess I didn't get the pigeon.


There's a fine line between "psychotherapist" and "psycho the rapist"

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NTTHRASH
cactus-jack wrote:
I thought amish internet consisted of carrier pigeons and shouting?


I'm not Amish. I just live with a...dense population of Mennonites/Amish. Like 50% of households outside of my "town" are just aforementioned farmers.

And I don't live in the same place anymore. I live in a secluded mansion now, just really close by. Pfft


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